Funded by
Sam Altman
Lachy Groom
Parker Conrad
Why Bitcoin life insurance?
Providing for your loved ones in the event of your death is extremely important. That's why over half of American adults have a life insurance policy.
But even though life insurance is a critical part of long-term financial planning, it hasn't been integrated with a major part of the modern financial system: cryptocurrency.
Until now.
Meanwhile offers the world's first Bitcoin-denominated life insurance. Secure your loved ones' future and leverage the value of your Bitcoin holdings with our whole life insurance.
Protect your loved ones with a guaranteed payout
Your death benefit is locked in the moment you pay your first premium. So even if you die after making only your first payment to Meanwhile, your beneficiaries still get the full payout.
Grow your Bitcoin tax-efficiently
The policy's BTC Value (think: Cash Value) grows tax-free. So your loved ones get more Bitcoin paid out than you put in—and you don’t have to pay capital gains or income taxes on the growth.
Enjoy liquidity on your Bitcoin via policy loans
You can borrow Bitcoin against your policy, and the borrowed BTC adopts a cost basis at the time of the loan. So if BTC were to 10x after you fund your policy, you could borrow a Bitcoin from Meanwhile at the 10x higher cost basis—meaning you could sell that BTC immediately and not owe any capital gains tax on that 10x of appreciation.
Stress-free Bitcoin inheritance planning
When your policy pays out, Meanwhile will transfer the Bitcoin death benefit to your beneficiaries directly. So you don’t have to risk losing your wealth in complicated hardware wallets or custodial set ups.
Disclosures
Meanwhile Insurance Bitcoin (Bermuda) Limited ("Meanwhile") is a life insurance carrier licensed and regulated by the Bermuda Monetary Authority. Applications for Meanwhile's insurance products will only be received and reviewed by the company at its offices in Bermuda, and all offers and sales of its insurance products will only be made in Bermuda. Meanwhile does not conduct insurance business in any other jurisdiction.
The material on this website should not be construed as any solicitation to buy, offer to sell, or submit an application for the purchase of any insurance product in any jurisdiction other than Bermuda. Meanwhile may initially make hypothetical illustrations available. These should be construed as illustrative only and do not constitute a proposal to enter into an insurance contract or an undertaking to offer insurance coverage under any specific terms and conditions in any jurisdiction.
Only personnel of Meanwhile are authorized to make representations regarding its insurance products. Any materials which have not been prepared by Meanwhile should not be considered as representations by Meanwhile.
Neither Meanwhile Insurance Bitcoin (Bermuda) Limited nor its affiliates Meanwhile Services (Bermuda) Limited and Meanwhile Incorporated, are lawyers or accountants. They do not provide legal or tax advice. You are wholly responsible for obtaining your own legal and tax advice.