Top 5 Prepaid Credit and Debit Card Options

Anyone who is just starting out may have a hard time getting a regular credit card. Additionally, some people find that they cannot control themselves with a regular credit or debit card. A pre-paid credit or debit card may be the answer. With this type of card, you pay ahead of time for the card. You then have that set amount of money to spend on purchases. You do not have to meet income qualification rules to get this type of card. In addition, you cannot spend more than you have, because the card will be rejected if the money is not available in the account.

401K Loans: The Risks and Benefits

One typically has a 401K account as savings for retirement. Taking out a 401k loan is generally not a good idea. Most people do not have enough money saved for retirement and need the 401K savings. Taking out a 401K loan will result in you earning less on the money left in the account. One usually counts on the earnings from interest to help fund their retirement years. One should generally try to find any other way of getting money than taking out a 401k loan. It is a risky move that often does not pay off.

Splurge With These 5-Star Luxury Vacation Packages

Luxury vacation packages allow you to go on a trip and be pampered. Luxury vacation packages are often all inclusive. Everything from airfare, hotel stay, and meals are generally included in a luxurious setting. In addition, luxury vacation packages often include many extras such as spa treatments and tickets to events. You can expect excellent service and treatment with a luxury vacation package, but the price will reflect this. Anyone who wants to get away for a special treat deserves a luxury vacation package so they can relax and have a great experience with no hassles.

Online Furniture Stores Have Come a Long Way – Here Are 5 Places We Love

The convenience of online shopping pertains to furniture as well as other goods. Online furniture stores offer customers the ability to see pictures of the furniture. The customer can usually see other details about the furniture that they might not be able to get in stores, such as measurements, variety of colors, and coordinating pieces. Online furniture stores not only offer convenience, but are less stressful than shopping in stores with high pressure salespeople. Online furniture stores provide many benefits to the customer.